I’ll reveal one proven recommendation that will make you eligible for a massive discount or attract cheaper online auto insurance quotes: People who because of their level of understanding keep either collision or comprehensive coverage or both for an old vehicle that is not considered a classic are clearly spending a lot more than should. This is because you’re compensated based on what is referred to the Kelly Blue Book value of your car at the time you make a claim. So even if you’ve paid your premiums without default for years but the Kelly Blue Book value shows your vehicle has zero value, you’ll get a dime from the insurance company and they will be totally covered by the law.
So, do yourself a favor and remove these types from your auto insurance policy for all old vehicles. You’ll be saving much that way.