Although you can obtain a cheaper online auto insurance quote and make savings by downgrading your coverage, it is not recommended if it compromises you and yours. But there’s a better suggestion: Implement the right tips and do certain things right and you’ll get huge discounts Following is a tip that is good for you…

Drive as little as possible since it will cut down your mileage and qualify you for a low mileage discount. This is particularly true for those of us who live in cities with modern mass transit systems.

Join a car pool if it makes sense in your situation and you’ll qualify for a discount. This is because carpooling brings down mileage (which is a strong point that determines your rate). Anything that cuts down your mileage considerably, lowers your car insurance premium.

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