I’ll share one guaranteed tip for anyone to attract the most affordable auto insurance quote for their profile or requirements: You are surely spending more than necessary if you’ve got collision and comprehensive coverage types for an old vehicle that’s not a classic. A vehicle’s Kelly Blue Book value at the time of filing claims (and not the value of the vehicle when you bought it) is what determines what you’ll get from your insurer. This means that without respect to how much you’ve spen on premiums and for how long you did, you will get NOT even a cent if that book shows your vehicle is not worth anything by the time you make a claim.

Therefore, do yourself a favor and leave out these coverage types from your car insurance policy for all old cars. Doing this will give you much savings and not put you at risk in any way.